Question 1

Will my Stripe account get banned mid-launch?

Accepted Answer

No. We're the merchant of record — customers pay Productize, not your Stripe account. You receive payouts through Stripe Connect Express, the same model Substack writers and Patreon creators use. Stripe ban risk: zero.

Question 2

How fast do I actually get paid?

Accepted Answer

Free and Creator tiers: weekly. Pro tier: daily — money lands in your bank the next business day. No 30-day rolling reserves, no random holds. Connect your bank in 3 minutes.

Question 3

How much do I actually keep?

Accepted Answer

At $1,000/mo: Free keeps $830, Creator keeps $880, Pro keeps $911 — after our cut and all MoR fees. We show every number. No hidden per-transaction surcharges.

Question 4

Do you handle taxes and VAT?

Accepted Answer

Yes. We collect, file, and remit sales tax and VAT in every jurisdiction your customers buy from — US states, EU, UK, all of it. You receive payouts as standard 1099 income. That's the whole tax conversation.

Question 5

Does it work with Cursor, Bolt, Lovable, or Replit?

Accepted Answer

Yes. Productize is a JavaScript SDK that runs anywhere those tools deploy. Paste our prompt snippet into your AI tool and it generates the gating code for you. No payment-system knowledge required.

Question 6

Can I leave with my customers?

Accepted Answer

Yes. Export your customer list, revenue history, and subscription state at any time. No lock-in. If you outgrow us and want to run your own Stripe account, you can — we'll help you migrate.

Question 7

What happens to my customers if Productize goes under?

Accepted Answer

Customer payments, subscriptions, and creator payouts all run on top of Stripe. If we vanish, you re-point your SDK to Stripe directly and keep collecting. Your customers don't lose access. You don't lose revenue.

Question 8

Do I need a credit card to sign up?

Accepted Answer

No. Free tier is genuinely free — no card, no trial countdown, no surprise charges. You only pay us when you start collecting money from customers.

We don't get paid until you do.

Frequently asked questions.